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Banks also can deny you a loan based on your credit score.

We do not consider income or job history, and we won't deny you a policy based on your insurance score.

,000 Should you find a replacement vehicle and you finance it through MCFCU, GAP Protection also provides .

Contact your loan officer today to add GAP Protection to your auto purchase — and drive home your new or used car with peace of mind.

These factors vary by state to comply with the laws of each state.

While there are some things that are out of your control — having a short credit history, for instance — you can generally improve your insurance score with us by making loan and mortgage payments on time, keeping accounts in good standing, and avoiding numerous credit applications in a short period of time. If you are using all or nearly all of your available credit, it could be regarded as an unfavorable factor.

At Progressive, we develop our method by analyzing the following data from people we have insured: The results of this analysis tell us what credit information will help us predict how likely you are to have a future accident or insurance claim. A credit score is based on your ability to repay amounts you have borrowed.With rates as low as possible at Arsenal and terms up to 84 months available, your monthly payments are more affordable.You can include taxes, dealer handling charges, warranty and insurance options in your loan. You can still finance a reliable vehicle with our special “First-Time Borrower” program. Call, come into a branch, get a loan right at participating dealerships (through Credit Union Lending Systems) or fill out your online application right here, right now.We'll give you back all of the interest you paid the last 12 months of your loan and deposit the funds right into your Arsenal savings account.If you are ever late with any of your payments or pay off your loan early, the refund is voided. To be eligible, you must not have had any previous credit, with one exception: if you have a credit score that consists of student loans only, you still qualify.

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